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Robert L. Herr Agency Inc


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Lois & Bill Gunderman
27.03.12, 05:57
This note is in regards to the aftermath of our recent damaging hurricanes.

After hearing relatives, neighbors and friends tell me of their problems getting the a...
Garry Hosler
27.03.12, 05:55
A letter of thanks for what you do for me concerning my insurance matters. The additional work you did to find me a cost savings regarding my home coverage demonstrates the hi...

Full or Limited Tort?


Tort Option Selection:

You have two options.

The first is called the "limited tort" option. By choosing this option, you save the most money by agreeing to limit your right to sue for pain and suffering. Even if you choose this option, you still retain a full right to sue for pain and suffering if you sustain a serious injury or if you are injured by an uninsured motorist, a vehicle registered out of state or a drunk driver who causes an accident. And, you are never, under any circumstances, barred from suing for your unpaid economic losses such as medical bills or loss of income. A "serious injury" is defined in the law as a personal injury resulting in death, serious impairment of bodily function or permanent serious disfigurement.

The second option is called the "full tort" option. By choosing this option, you save less money because you
retain your present unlimited ability to sue for pain and suffering in an accident.